Please wait ...
Please wait ...
"Toby knows the key to success is very simple – listening. He's a consummate professional who's dedicated to listening to what his real estate clients want. With hard work and business savvy, Toby creates nothing but exceptional results when it comes to their home sale or purchase. "My clients work hard for their successes " ... view Toby Davis
I specialize in: Waynesville, NC - Arden, NC - Candler, NC - Weaverville, NC - Hendersonville, NC - Asheville, NC -
Lisa Cogdill Realty
Mobile: 1-828-734-7001 Office: 1-
Website Agent Listings Contact Lisa Cogdill"I was born and raised in western NC, where my primary residence is today. I also have a home on Douglas Lake in TN. I know the importance of listening to my clients to assure smooth transactions, whether it is a buyer or seller client. I am known to be honest, professional, adaptive and hard working. It is imperative for me to continually doing " ... view Lisa Cogdill
I specialize in: White Pine, TN - Candler, NC - Clyde, NC - Baneberry, TN - Asheville, NC - Maggie Valley, NC - Dandridge, TN - Canton, NC - Jefferson City, TN - Waynesville, NC -
Generation X, also known as Gen X , is the generational extract of Americans that are sandwiched between the Baby Boomer Generation and the Millennial generation (also called Generation Y). Researchers usually define the Generation X as a transitional generation that starts ...
A sale price below market value, where the difference is a gift from the sellers to the buyers. Such gifts are usually between family members. Lenders will usually allow the gift to count as a down payment. ...
The legal description of property is a legal instrument to determine as best as one can, the physical boundaries and characteristics of a plot of land and the housing built on top of it. Its goal is for someone to completely identify a property just by reading the description pro ...
The ability to pay is a self-explanatory term used in Real Estate to determine if the Home Buyer has the financial health to honor a deal. Mortgage Lenders can't afford to lend out money to whoever they like; they need to know if the borrower is able to pay the loan back. There ...
Looking for an amortization definition? Amortization is an accounting term that basically means something like “reducing the gap between what is owed”. Here’s the play by play: You get a $100 loan and the deal is you have to pay it back in 12 months with a litt ...
When you hear a real estate agent talking about a client that's an empty nester, it means said client suffers from empty nest syndrome. But what is Empty nest syndrome? Empty nest syndrome is how it’s popularly called the feeling of grief a parent feels when their offspri ...
There’s been a lot of demand for QR codes for real estate signs as they became a fabulous way to go beyond the advertising nature of the traditional static “for sale” signs and can actually generate leads to real estate agents. With a simple scan, a client ...
Wondering how do real estate agents get paid? We’ve got to be honest here: some time ago that would be classified as a dumb question because it was kind of obvious. However, faster than a speeding bullet the answer to “how do real estate agents get paid” became ...
To figure out where you stand on the debt-to-income ratio, you must first understand the meaning of the figure. Most lenders use the ratio 28/36. The first number, which is also referred to as the front-end ratio, is the percentage of your gross monthly income that you could com ...
Now that you’ve learned how much does a real estate agent make, you’re wondering who pays the real estate agent? Get ready for a non-answer. Or a super-answer. It’s a half-full/half-empty situation. The thing is that both the home buyer and the home seller pay ...
Do real estate agents work with home renters? Yes, they do. To be honest, real estate agents are willing to work with everyone. There are some who are specialized in sales and not rentals, but there are no rules that say they can’t do rental properties too. What’s mo ...
Came here wondering if you need a permit to build a bunker? Of course you do. Come on, this is America; you need a permit to build anything! Especially a deep earth bunker, which might go so deep that it affects the area’s geology and could cause flooding and other hazards. ...
Passive Income Strategies To Avoid Paying Interest On Your Home Loan
To pay interest means to work twice for the same money. In other words, it reduces your productivity. When you are paying interest, you are simply treading water, that is you’re not making any progress. Despite this fact, most passive income opportunities rely on interest and especially on compound interest. There are many different definitions of interest, but in ...
6 Types Of Land Surveys You Should Be Aware Of
Land is a precious resource because it is very limited and nobody’s going to make any more of it. As you already know, about 70% of the Earth is covered by water and the rising sea level is threatening. Then, not all the dry land is suitable for construction or even habitable - 33% is dessert while mountains occupy another 24%. This means there are only 15.8 ...
Should Friends And Family Hire You As Their Real Estate Agent?
Haven’t you ever been told to keep friendship and business apart? Real estate could be the ultimate test for friendships because money and greed bring out the true character of a human being. The United States of America is the third largest country in the world by surface area, and currently in the third place by population - more than 331 million people. 32% of ...
9 Unusual Ways In Which Water Increases The Value Of Your House
What really increases the price of the house is its location. So, if your house is not on an exotic beach, we will tell you how to bring the sea to your house. Stay with us as we look at the friendly side of the water - the miraculous liquid that makes our planet habitable. Water is both a friend and an enemy in real estate. Leaking faucets, burst pipes, and floodings ...
What Makes A Good Real Estate Agent?
Do you remember what you wanted to become when you were just a child? Boys would say they wanted to become police officers, firefighters or pilots, while the girls would become nurses, teachers or ballet dancers. For kids, the concept of becoming a real estate agent didn’t even cross their mind, unless they have a parent in that field! Many of them, though, possess ...
Home Types Home Buyers Often Overlook
There’s a long distance between “common” sense and “good” sense, and most of the times, when it comes to real estate, “common sense” is just garbage. Do we sound too bitter? We’re sorry. It’s just how it is, and the reason for that is because real estate is constantly changing. Furthermore, because housing is a ...
6 Tips To Better Manage Your Vacation Rental
Do you have a vacation rental? Or do you want to invest in one? Read the following tips to improve your business skills. Wise real estate investments have changed lives for generations. Actually, 45% of real estate investors buy properties with the intent to rent and earn extra money. If you’ve purchased a rental property in an attempt to get rich quickly, you might ...
Innovative Ways To Sell And Buy A House
What do you do when your listed house sits on the market way longer than you anticipated? It’s time to get creative and try some alternative ways to sell your house! According to major listing websites, in 2018, a property spent roughly 68 days on average on the market - a post-recession low. Homes sell twice as fast than in 2010 when 140 days was the average time ...
Why Are There So Many Different Types Of Loans?
Ever since childhood, I have seen the many faces of debt. A big statement, you might think, but my parents’ debt greatly impacted my life. When I look around, however, not everybody talks about debt as a dreadful experience. Why? Because they knew which loan to choose from so many different types of loans. And even if they have a hard time with their payments, they ...
Most Common Homeowners Insurance Claims
Are you in the midst of closing your homeowner’s insurance? Trying to save every little penny figuring all the insurance questions we always ask ourselves? Do I need Flood Insurance? What about earthquake? Is there any end in sight for this eternal money spending?Although we do recommend getting the most comprehensive homeowners insurance you can, let us ...