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Condominium Insurance

Definition of "Condominium insurance"

Coverage under the Homeowners Form-4 (HO-4) for the insured's personal property and loss of use against fire and/or lightning; vandalism and/or malicious mischief; windstorm and/or hail; explosion, riot and/or civil commotion; vehicles; aircraft; smoke; falling objects; weight of ice, sleet, and/or snow; volcanic eruption; damage from artificially generated electricity; freezing of plumbing, heating, air conditioning or sprinkler system or household appliances; accidental tearing apart, cracking, burning, or bulging of a steam or hot water heating system, air conditioning system, or an automatic fire protective sprinkler system.

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