Life Risk Factors


Definition of "Life risk factors"

Patti Bowman & Lisa Bowman Zeiter, Associate Brokers
Patti Bowman & Lisa Bowman Zeiter, Associate Brokers Group One Sotheby’s International Realty

Information needed for underwriting a life insurance policy, such as an applicant's age, weight, height, and build; personal and family health record; occupation; and personal habits. These factors decide into which rate classification to place the applicant since they determine to a significant degree the probability of an applicant's length of life.

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