Definition of "Life risk factors"

Patti Bowman & Lisa Bowman Zeiter, Associate Brokers real estate agent

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Patti Bowman & Lisa Bowman Zeiter, Associate Brokerselite badge icon

Group One Sotheby’s International Realty

Information needed for underwriting a life insurance policy, such as an applicant's age, weight, height, and build; personal and family health record; occupation; and personal habits. These factors decide into which rate classification to place the applicant since they determine to a significant degree the probability of an applicant's length of life.

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