Fileanduse Rating Laws


Definition of "File-and-use rating laws"

Dave Freudenberg
  Rinker Realty

Use of new rate structures by an insurance company without first obtaining approval of a State Insurance Department.


Search Real Estate Glossary

 

Related Real Estate Glossary terms

Variable Survivorship Life Insurance

Policy that combines life insurance coverage on two lives and pays policy proceeds on the second per ...

Site Assessment

Appraisal of a location before the purchase is made of it for potential environmental problems. ...

Wholesale Lender

A lender that provides loans through mortgage brokers or correspondents. ...

Standard Provisions, Life Insurance

Elements common to all life insurance policies. While state insurance laws do not prescribe the exac ...

Factory Mutual

Organization of a group of insurers composed of mutual property and casualty insurance companies, a ...

Assumption Reinsurance

Form of insurance whereby the buyer (reinsurer) assumes the entire obligation of the cedent company, ...

Related Real Estate FAQ

What Are Discount Points?

Discount points are a type of point paid by the borrower to reduce the interest rate. ...

What Is A Quit Claim Deed?

A quit claim deed is a formal document that denies a claim to a certain property. Often used to clea ...

What Is An Easement?

An easement is the right given by the landowner to use the property. ...

What Is Homeowners Insurance?

Homeowners insurance is an insurance policy that combines personal liability insurance and hazard in ...

What Is A Proration?

A proration is the division of certain fees. If the sellers have paid the taxes six months in advanc ...

What Is A REALTOR®?

A REALTOR® is an agent or agency that belongs to the local or state board of REALTORS® and is affi ...

Read why Real Estate Agent rates 5 Stars in 10 Agent Reviews
Read Reviews

Agents join here
Add our widget on your Website

Real Estate Advice

What Must I Disclose When Selling My Home? Top Five Reasons Your Home Offer was Rejected Short Sale Homes How is Square Footage Determined? When to buy a house

FAQ

What is an agent? If I want to buy a house and I know the property and the seller already have an agent, can I act as my own agent and negotiate a lower fee? What do I need to know about Pet Insurance? What does the Real Estate Settlement Procedures Act (RESPA) require? What is cooperative?