Hostile Fire
Unfriendly fire not confined to its normal habitat. For example, fire in the fireplace leaps onto the sofa. Property contracts protect against damage from a hostile fire, not from damage from fire in the fireplace, its normal habitat. The insurance is designed to cover fortuitous loss, which the hostile fire is.
Popular Insurance Terms
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Private, not-for-profit-group that develops and publishes safety codes and standards relating to protection of people and property against fire. The NFPA is financed by fees for technical ...
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