Definition of "Ancillary benefits"

Health insurance coverage for miscellaneous medical expenses associated with a hospital stay. Benefits provided in individual and group health insurance include ambulance service to and from a hospital, drugs, blood, surgical dressings, operating room, medicines, bandages, X-rays, diagnostic tests, and anesthetics. Ancillary benefits are expressed as a multiplier of the daily hospital benefits (10,15, or 20 times).

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