Interest Rates Guaranteedexcess


Definition of "Interest rates, guaranteed/excess"

Circumstances in life insurance in which, although a minimum rate is guaranteed, a policyowner may earn additional (excess) interest, depending on the company's investment return.



Search Real Estate Glossary

 

Related Real Estate Glossary terms

Accrual

Recognizing revenue when earned and expenses when incurred regardless of when cash is received or pa ...

Construction Financing

The method of financing used when a borrower contracts to have a house built, as opposed to purchasi ...

Statutory Liens

Charges resulting in involuntary encumbrances against real property derived from legislated law rath ...

Discrimination

Unequal treatment and denial of opportunity to individuals based on race, color, creed, nationality, ...

Average Adjuster

Individual employed by an ocean marine insurance company to settle on its behalf ocean marine-relate ...

Incidents Of Ownership

Policy owner rights under a life insurance policy, including the right to name a new beneficiary at ...

Related Real Estate FAQ

What Does Preapproved Mean?

When you are preapproved, you have a definite commitment from a lender ...

What Are The Benefits Of Liability Insurance?

General Liability Coverage includes: Bodily Injury Liability Coverage: Help protect you in case ...

What Is A Counteroffer?

A counteroffer is an offer made by one party that makes changes to the original or latest offer of t ...

What Is Equity?

Equity is the financial interest or cash value of your home, minus the current loan balance(s). If s ...

What Is A Lock In?

A lock in guarantees a certain interest rate for a certain period of time. ...

What Is Flood Insurance?

Flood insurance is insurance that compensates for the physical property damage resulting from rising ...

Read why Real Estate Agent rates 5 Stars in 10 Agent Reviews
Read Reviews

Agents join here
Add our widget on your Website

Real Estate Advice

Is it better to buy or sell a home first Mortgage Loan Types What is the Best Time of Year to Buy a Home? What do Real Estate Attorneys do? Foreclosure - The Pros and Cons of Buying

FAQ

What is flood insurance? How can I figure out my debt-to-income ratio? What is a CD? What is a gated community? What do I need to know about RV Insurance?