Definition of "Unique impairment"

The Edelman Group<br>Sharon & Joshua Edelman real estate agent
The Edelman Group
Sharon & Joshua Edelman
Keller Williams Realty

Physical, moral, or financial circumstance of a life insurance applicant that sets him or her apart from a physically, morally, and financially sound standard applicant. The underwriting weight attached to this impairment (such as a history of bankruptcy or a serious health condition) could result in the applicant being classified as substandard or uninsurable.

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