Interest Sensitive Policies


Definition of "Interest sensitive policies"

A newer generation of life insurance policies that are credited with interest currently being earned by insurance companies on these policies.

Have a question or comment? We're here to help.

 
 
 
*** Your email address will remain confidential.
 
 

Search Real Estate Terms

 

Popular Real Estate Terms

Disintermediation

Flow of funds out of one financial instrument, whose interest rates are low, into another financial instrument, whose interest rates are higher. In th ...

Life Insurance Cost

Amount paid to an insurer. Determination of the actual cost (not the price paid) of a life insurance policy has been widely discussed for many years i ...

Tax Multiplier

Factor applied in retrospective rating in order to increase the basic premium to cover state premium taxes for liability and workers compensation insu ...

Family Policy

Contract providing whole life insurance on the father and term insurance on the mother and all children, including newborns after reaching a stated ag ...

Survivorship Split Dollar Insurance

Modification of split dollar life insurance policy in that the death benefit becomes payable upon the second death. This type of policy is ideal in th ...

Internal Rate Of Return

Method used to determine the policyholder's return on premiums paid into a life insurance policy. This method is illustrated in two ways:.Surrender of ...

Popular Real Estate FAQ

What Should I Do If I'm In An Accident?

1.- Stay Calm. Determine the injuries and or damage. 2.- Call the police. File an accident report and obtain medical assistance if needed. 3.- L ...

What Do I Need To Know About Auto Insurance?

Choosing the auto insurance requires consideration of manyfactors- Take into account everything you own and the reasons to protect them. The year of ...

What Do I Need To Know About RV Insurance?

Your motor home can be both your transportation and your home away from home. So like your auto and your home, you need to safeguard it with the prope ...

What Do I Need To Know About Motorcycle Insurance?

You need an insurance policy that is tailored in your needs in mind. Take liability for example. Guest passenger liability helps protect you bodily in ...

What Do I Need To Know About Watercraft Insurance?

You need separate coverage for the variety of risks you face when storing, launching, hauling or running your seaworthy vessel. Boats, and other water ...

How Do I File An Insurance Claim?

Call your Insurance agent or Insurance Company \"Claims Hotline\" as soon as possible. Getting your agent\'s help, may speed things along. ...

Read why Real Estate Agent rates 5 Stars in 10 Agent Reviews
Read Reviews

Agents join here
Add our widget on your Website

Real Estate Advice

Down Payment: Everything You Wanted to Know Luxury Real Estate Forecast Furnished Rental Tips for Real Estate Investors How to Buy a House Quickly What is a Credit Score and How Does it Impact Real Estate?

FAQ

What is a mortgage? How Much Can I Afford ? What are the Benefits of Liability Insurance? What do I need to know about Term Life Insurance? What is a broker?