Personal Effects Insurance


Definition of "Personal effects insurance"

Lois  OConnor
Lois OConnor Sunset Lakes Real Estate

Coverage outside an insured's home for personal items usually carried or worn while traveling. Protection is for personal property (apparel and jewelry), not for real property or property not usually carried by the traveler (a piano, household furniture). Coverage applies anywhere in the world for the named insured and insured's spouse and unmarried children if residents of the household.

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