Work And Materials Clause

Definition of "Work and materials clause"

Andrea C. Elliott real estate agent
Andrea C. Elliott, Real Estate Agent A. Elliott Advisors Real Estate

Provision in most property insurance policies that permits a policyholder to use the insured premises to store materials and handle them in the manner needed to pursue his or her line of business. Without this clause, a policy may be voided for fraud, concealment, or misrepresentation of an undisclosed increased hazard. The clause provides a defense for a policyholder against a charge of increasing the hazard of a workplace if the materials in question are necessary to the business.


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