Encumbrance

A loan in which the entire charge is subtracted up front from the face value of a loan. The proceeds received are the face value of the loan less this deduction, which increases the ...

Significant information that if disclosed would affect an individual's decision. For example, a buyer would probably not enter into a contract with a seller of real property if it was known ...

Wood strip (molding) at the bottom of a baseboard. ...

partially factory-assembled units designed to be transported in parts to the site. The structure is completed on the actual site. ...

A relationship with a person, thing, or item that is the foundation of an insurance policy. One having an insurable interest has a financial stake in preserving the insured person or ...

Traditional style borrowed from the British Georgian architecture in the American colonial period. Colonial architecture usually has two stories emphasizing window detail and shutters. ...

Transaction savings realized by setting a fixed and certain price. ...

Funds put up by venture capitalists to finance a new business. Often, involves a loan or investment in preferred stock or convertible bonds. A major purpose of seed money is to form a basis ...

A penalty fee charged for paying off a mortgage early, thus allowing banks to still make money off of the loan in the event that you inherit a small fortune. Most loans these days do not ...

The city of Bowie, Maryland is today the largest municipality in Prince George’s County and it all started with a small railroad stop. With a population of about  60,000 people, ...

Seated right in the middle of one of the fastest growing regions in the nation, the city of Bentonville Arkansas has seen huge population growth in the past several years. If you’re ...

Or, does the wild-west still prevail? Explore a city with a powerful pro-community statement striking just the right balance between the tranquility of the suburbs and the business ...

Glen Burnie is a city located in Anne Arundel County in the beautiful state of Maryland. The city has a population of about 67,000 people and it is a suburb of Baltimore. Maryland is a ...

As in the case of every great American city, there are ups and downs, pros and cons of moving to Austin, Texas. You may have heard by now that Austin, the capital of the Lone Star State, is ...

It’s a simple thing, really. And quite natural too. You’re thinking of moving to Estero FL, and you want to know what county it’s in. There are any number of reasons you ...

Located on the east coast of Florida, the city of Melbourne lies on the banks of the Indian River. This river separates the city from the Atlantic Ocean and a thin strip of land works as a ...