Should I Pay Points For A Lower Rate?

Back in 2018, the city of Houston Texas had a population of about 2.33 million people, and the population of the Greater Houston metropolitan area was estimated to be a little under 7 ...

As it is positioned on the coast of the Atlantic Ocean and has extensive waterfront access, the city of Boca Raton, Florida is well known as a fantastic destination for those that want to ...

Located in the southwest region of Florida, the city of Fort Myers represents one of the main tourist attractions in the state. The city holds about 75,000 people with a median age of ...

The cost of homeownership in the US is often the main concern of first time home buyers. Is it better to own a property or to rent? Is it better to postpone the purchase of a home or the ...

The capital of Maryland, Annapolis is one of Maryland’s most beautiful and scenic cities in the country. The city of Annapolis, MD has a population of about 40,000 people with a ...

When you think of an alternative way of living, the limits are, quite literally, limitless. Alternative, by definition, regards a sort of out of the norm concept. Living by the norm is what ...

Since real estate is one of the most valuable assets on Earth, architects and builders have to comply with a number of building codes, depending on the size and destination of their ...

Seated right in the middle of one of the fastest growing regions in the nation, the city of Bentonville Arkansas has seen huge population growth in the past several years. If you’re ...

Belief that there is a special way to pay down the balance of a home mortgage faster, if you know the secret. ...

The date on which the closing occurs. On a purchase transaction, there is no financial advantage to the buyer/borrower in closing on any day of the month, as compared to any other day. ...

A mortgage broker who sets a fee for services, in writing, at the outset of the transaction and acts as the borrower's agent in shopping for the best deal. Customers of UMBs pay the ...

The upfront and/or periodic charges that the borrower pays for mortgage insurance. There are different mortgage insurance plans with differing combinations of monthly, annual, and upfront ...

A lender that holds the loans it originates in its portfolio rather than selling them. ...

A mortgage on which interest is calculated daily based on the balance on the day of payment, rather than monthly, as on the standard mortgage. ...

A documentation requirement where the applicant's assets are not disclosed. ...

The standards imposed by lenders in determining whether a borrower can be approved for a loan. These standards are more comprehensive than qualification requirements in that they include ...