Proliferation in the number of loan, borrower, property, and transaction
characteristics used by lenders to set mortgage prices and underwriting requ ...
A consumer's capacity to afford a house. Affordability is usually expressed in terms of the maximum price the consumer could pay for a house and be ap ...
A charge imposed by the lender if the borrower pays off the loan early. The
charge is usually expressed as a percent of the loan balance at the time ...
The lender's risk that, between the time a lock commitment is given to the borrower
and the time the loan is closed, interest rates will rise and th ...
RealEstateAgent.com calculator will compute your initial payments and estimate your future payments. The ARM parameters (Initial Rate, Index, Margin) ...
A REALTOR® is an agent or agency that belongs to the local or state board of REALTORS® and is affiliated with the "National Association of REALTORS� ...
The terminology used to identify real estate professionals differs a little from state to state. Brokers are usually required to have more education ...
Homeowners association is a nonprofit association that manages the common areas of a condominium or \"planned unit development\" (PUD). Unit owners pa ...
A type of financing in which a developer or seller arranges for the buyer to get a loan at a rate below the current market rate. The developer or sell ...
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