Should I Consolidate My Debt?

The perks and benefits of living in a world-famous tourist destination are unlimited, and many find it to be the ultimate lifestyle in terms of quality, luxury, and amenities. Miami is ...

If you want to live in an energetic and vibrant city, then St. Petersburg, FL might just be the place for you. There are many amazing things to do in the Sunshine City, not the least ...

So. You want to move to Bowie Maryland. Beautiful houses, tons of rich history balmy Maryland weather make the city of Bowie a great place to live. Those aren’t the only things that ...

When you're moving to a new city, it’s only natural to be struck by a burning desire to know everything you possibly can about your potential new home. You’ll want to know what ...

Sarasota FL is a beautiful city located in southwest Florida, on the beautiful coastline of the Gulf of Mexico. You might be asking yourself what is so special about this city or what is ...

With an increasing population that has been on a steady annual growth rate of around 1% ever since the 2000s, Greensboro has been a destination many people chose to put down roots. ...

Land O’Lakes is a CDP(census-designated place) located in Pasco County Florida, in the Tampa Bay area. Close to the Gulf of Mexico coast but far enough that Land O’Lakes forms a ...

Cary is a town located in the heart of the Triangle Region in North Carolina, and it holds a population of about 170,000 people. The small city has experienced continuous growth over the ...

A mortgage broker who sets a fee for services, in writing, at the outset of the transaction and acts as the borrower's agent in shopping for the best deal. Customers of UMBs pay the ...

Interest from the day of closing to the first day of the following month. To simplify the task of loan administration, the accounting for all home loans begins as if the loan was closed ...

A computer-driven process for informing the loan applicant very quickly, sometimes within a few minutes, whether the application will be approved, denied, or forwarded to an underwriter. ...

Refinancing for an amount in excess of the balance on the old loan plus settlement costs. When the main objective of a refinancing is to raise cash, the relevant question is whether the ...

The maximum allowable increase in the interest rate on an ARM each time the rate is adjusted. It is usually one or two percentage points. ...

The interest rate that is fixed for some specified number of months or years at the beginning of the life of an ARM. ...

A short-term loan, usually from a bank, that 'bridges' the period between the closing of a home purchase and the closing of a home sale. To qualify for a bridge loan, the borrower must have ...

The number of months for which the initial interest rate holds on an ARM. ...