Consumer Credit Protection Act

Definition of "Consumer credit protection act"

1968 federal legislation that makes it mandatory for lenders to disclose to credit applicants the annual interest percentage rate (APR) and any finance charge.

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Truth-in-Lending Act (TILA)

Also called Consumer Credit Protection Act of 1969 or Regulation Z. A federal statute protecting buyers. The key provision is that both the dollar amo ...

Credit History

History of an individual's credit financial transactions including a detailed payment analysis. The creditor history is critical for performing a cred ...

Consumer Protection Act

Same as term Consumer Credit Protection Act: 1968 federal legislation that makes it mandatory for lenders to disclose to credit applicants the annual ...

Insured Peril

Source of loss that is covered under an insurance policy, such as a fire, and explosion, among others. ...

Combination Agency

Life insurance company agency that sells ordinary life insurance and industrial life insurance. ...

Concurrency

In which at least two insurance policies provide identical coverage for the same risk. ...

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