Disability Benefit, Commercial Health Insurance

Definition of "Disability benefit, commercial health insurance"

The Rapacioli Group real estate agent
The Rapacioli Group, Real Estate Agent LAER Realty Partners

Same as term Disability Benefit: income paid under a disability policy that is not covered under workers compensation benefits. It is usually expressed as a percentage of the insured's income prior to the disability, but there may be a limit on the amount and duration of benefits. The most advantageous policy pays a monthly disability income benefit for as long as the insured is unable to perform suitable job functions determined by experience, education, and training.


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