Fine Art Dealers Insurance


Definition of "Fine art dealers insurance"

Coverage for works of art, antiques, and similar articles of value on all risks basis, subject to exclusion of wear and tear, war, breakage, repairing, infidelity of the insured's employees, and mysterious disappearance. Fine Arts Insurance Policies are written on a scheduled basis with damaged or destroyed items being indemnified on a valued basis. The same type of coverage for fine arts is available through a Fine Arts Endorsement for a special multiperil insurance (SMP) policy.

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