Insurance Risk


Definition of "Insurance risk"

Coverage for exposures that exhibit a possibility of financial loss.

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Financial Accounting Standards Board (fasb) 113

New rule entitled "Accounting and Reporting for Reinsurance of Short-duration and Long-duration Contracts," which requires the insurance company to re ...

Underwriting

Process of examining, accepting, or rejecting insurance risks, and classifying those selected, in order to charge the proper premium for each. The pur ...

Securitized Bond Transactions (securitizing Catastrophe Risk/securitizing Insurance Risk)

Method of accessing capital by the insurance industry in order to hedge against a future catastrophic occurrence. The mechanism works as follows: Prim ...

Treasury Inflation Protection Bonds (tips)

Bonds issued by the United States Treasury that pay a semiannual interest rate tied to the Treasury auction plus an additional interest rate tied to t ...

Bottomry

Method of transferring pure risks that is perhaps the seed of the modern day insurance policy. Ancient Greece held to the concept that a loan on a shi ...

Appeal Bond

Guarantee of payment of the original judgment of a court. When a judgment is appealed, a bond is usually required to guarantee that if the appeal is u ...

Popular Real Estate FAQ

How Do I File An Insurance Claim?

Call your Insurance agent or Insurance Company \"Claims Hotline\" as soon as possible. Getting your agent\'s help, may speed things along. ...

What Do I Need To Know About Auto Insurance?

Choosing the auto insurance requires consideration of manyfactors- Take into account everything you own and the reasons to protect them. The year of ...

What Do I Need To Know About Watercraft Insurance?

You need separate coverage for the variety of risks you face when storing, launching, hauling or running your seaworthy vessel. Boats, and other water ...

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Your motor home can be both your transportation and your home away from home. So like your auto and your home, you need to safeguard it with the prope ...

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1.- Stay Calm. Determine the injuries and or damage. 2.- Call the police. File an accident report and obtain medical assistance if needed. 3.- L ...

What Do I Need To Know About Motorcycle Insurance?

You need an insurance policy that is tailored in your needs in mind. Take liability for example. Guest passenger liability helps protect you bodily in ...

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