Life And Health, Business Exposures

Definition of "Life and health, business exposures"

Carol Ann  Merritt real estate agent
Carol Ann Merritt, Real Estate Agent Carol Goff & Associates

Loss of a key person due to death, disability, sickness, resignation, incarceration, or retirement. Because of the expertise of such an individual, there could be a loss of income, market share, research and development advantage, and line of credit by the firm. Also, there are extra expenses associated with training a replacement for a key person. Coverage for many of these exposures is available under key person life and health insurance.


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