Passenger Bodily Injury Liability Insurance

Coverage for automobile or aircraft operators if they are sued for negligently killing or injuring a passenger. The PERSONAL AUTOMOBILE POLICY (PAP) provides MEDICAL PAYMENTS INSURANCE for doctor and hospital bills for passengers of the insured, and BODILY INJURY liability insurance for anyone who is accidentally disabled, injured, or killed by the insured. Aviation policies split bodily injury liability into general and passenger. Passenger liability covers a passenger who is injured, killed, or disabled; general liability covers anyone else.