Surplus Adequacy Ratio


Definition of "Surplus adequacy ratio"

Insurance company's adjusted surplus divided by its adjusted liabilities. The greater this ratio, the greater the financial strength of the company that can be used for writing new business and covering benefit payments.



Search Real Estate Glossary

 

Related Real Estate Glossary terms

Inner City

The central core of an urban area. The inner city contains the major commercial center, termed the c ...

Renovate

Make changes to existing property. Example are putting in a new bathroom, kitchen, or basement ...

Warehousing

Interim loans from banks to other lenders for their underwritten stocks or bonds. The stocks and ...

Nonforfeiture Benefit (option)

Provision that the equity of an insured in a life insurance policy cannot be forfeited. There are fo ...

Financial Reporting

Recording and presentation of financial statements, such as the annual statement, by the insurance c ...

Direct Registration System

System in which shareholders are not issued physical stock certificates; instead, they are sent a st ...

Related Real Estate FAQ

How Much Life Insurance Do I Need?

Every person has a different idea of what financial security means. If so, should happen to you, how ...

What Is A Mortgagor?

A mortgagor is the borrower. ...

What Is A Down Payment?

A down payment is the money you pay up front for the purchase of a home. ...

What Is Equity?

Equity is the financial interest or cash value of your home, minus the current loan balance(s). If s ...

What Is An Investment Property?

An investment property is a property you purchase with the intension of using it as a rental income ...

What Is A Loan Origination Fee?

A loan origination fee is a fee charged by the lender-usually 1 percent of the loan amount. ...

Read why Real Estate Agent rates 5 Stars in 10 Agent Reviews
Read Reviews

Agents join here
Add our widget on your Website

Real Estate Advice

What is Earnest Money 7 Things to Consider Before Moving to a New City 3 tips to ensure your sale goes through Real Estate Open House - The Dos and Don Mortgage Loan Types

FAQ

What is earnest money? What are prepayment penalties? What is a home warranty? What should I do if I'm in an accident? Should I Pay Points for a Lower Rate?