Uniform Transfer Tax

Definition of "Uniform transfer tax"

Combination of the federal estate tax and the federal gift tax.

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Collection Expense Insurance

Same as term Accounts Receivable Insurance: coverage when business records are destroyed by an insu ...

Voluntary Payroll Deduction Plan

Program through which employees purchase individual life insurance and disability income insurance b ...

False Imprisonment

Tort of wrongful physical confinement of an individual. This is not restricted to physical confineme ...

Necessities Of Life

Basic needs, such as food, water, clothing, and shelter, that a person requires to survive. These ne ...

Zero Rate Loan

Loan with a significant down payment with the balance being paid in equal periodic payments over a ...

Level Commission

Compensation in which an insurance agent's fee for the sale of a policy is the same year after year. ...

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A lock in guarantees a certain interest rate for a certain period of time. ...

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An escrow officer - also known as a loan officer - is the person that walks you through the closing ...

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A point is equal to 1 percent of a loan amount. Lenders charge points in exchange for lowering the i ...

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The right of a property owner to have and enjoy all of the advantages of property ownership includin ...

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A contingency is a provision included in a sales contract stating that certain events must occur or ...

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