How Much Does It Cost To Build A Floating Home?

Definition of "How much does it cost to build a floating home?"

Jeff  Margolis real estate agent

Written by

Jeff Margoliselite badge icon

RE Florida Homes, LLC.

With the real estate market appreciating crazy fast in some of the US’s biggest cities, many find it difficult even to afford an entry-level apartment. Big cities such as New York, San Francisco, or Seattle were always renowned for the high home value. However, the possibility of buying a floating home seems more appealing for many people nowadays especially since the home price for floating homes is generally way below what an average house would cost. But have you ever thought about building a floating home from scratch? How much does it cost to build a floating home? Let’s find out!

With the right mindset and experience, floating homes can prove to be a good investment for many real estate investors. However, if you are thinking about living in one, it might be challenging to buy one without cash despite the generally low prices. Very few lenders are willing to provide a mortgage for a home on the water. But if you can afford to buy a home with cash why not consider building one yourself?

After all, some of the best floating houses around the world represent the ambitious project of people who wanted something special for themselves. You should know that water space is cheaper than space on land, especially in a real estate market where the median home price is high. As far as costs go, an architecture firm estimates that the cost of building a 1,200-square-foot floating house in some of the most popular cities in the US would start at around $120,000.

Unlike houseboats, floating homes are stationary and don’t need a motor or other method of self-propulsion. The building process requires you to find your deck flotation, build the deck’s frame, and secure it. After that, you can prepare and install the top surface deck and install eye bolts for the anchor ropes.

Floating homes can be quite the experience for many who decide to go this route. Water or nature lovers will adore the views, and being part of a floating home community is a delightful experience. The downsides might come not in terms of building costs but from monthly bills and maintenance costs as electricity, sewage, water, and other utilities can be expenses that accumulate differently from a land home.

However, if you are excited about the idea, don’t hesitate to contact local real estate agents that can provide you with detailed insight into local floating home communities.


Need help as a:

I'm interested to:


I work in:

Reach out to the local professionals for help
I agree to receive FREE real estate advice.

Agents, get listed in your area. Sign up Now!

Here's what you'll get:

1. Full zipcodes coverage for the city of your choice for 3 months

2. The ability to reach a wider audience

3. No annual contract and no hidden fees

4. Live customer support/No robo calls

$75 - Any City - 3 Months Coverage
loader gif

Please wait ...

I agree to receive FREE real estate advice
I agree with Terms & Conditions and Section 5-5.9.

image of a real estate dictionary page

Have a question or comment?

We're here to help.

*** Your email address will remain confidential.


Popular Real Estate Questions

Popular Real Estate Glossary Terms

The initial lessee of rented property who then leases it to a subtenant. ...

Land located next to water that has and will continue to experience water damage. The land generally is not suitable to build a structure on. In some cases, federal or local government may ...

Any property that is part of an estate and is real or personal, material or intangible, having actual worth or is worthless and can be directly willed to an heir. ...

To acquit, exonerate, absolve, or discredit allegations. ...

A tenancy in which no written lease is involved, rent being paid monthly. It can be renewed for each succeeding month or terminated at the option of either party with sufficient notice. ...

The definition of the Environmental Protection Agency can be explained by what the agency does. This independent executive agency works for the United States federal government and is ...

property that has been segregated into parts. ...

One-story house with a low pitched roof often having an open floor plan. ...

Another residence in addition to the main residence where a person or family resides. An example is a second home out of the city used on weekends and during vacations. Interest and real ...