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Keller Williams Select Realtors
Mobile: 1-410-218-3612
Website Agent Listings Contact George McDowell"A home is not a home because of its room dimensions or the color of the walls. It is about how you feel when you walk through the front door. And the way you can instantly envision your life unfolding there. Welcome to the best resource for searching for homes, provided by George McDowell III, Keller Williams Realty This is about more than real " ... view George McDowell
I specialize in: Pasadena, MD -
Often referred to as a “second mortgage”, a home equity loan is a type of loan where the borrower disposes to the lender its equity to the home as collateral. To better understand home equity loans, let’s do a chronological rundown of the life of home ...
Need to know the Ad Litem definition after coming across this weird term? Ad litem is short for “Guardian Ad Litem” or “Attorney Ad litem”, a legal term that refers to the person appointed by the court to investigate what results would be of best interes ...
The definition for the gross living area published by the Appraisal Institute’s Dictionary of Real Estate 4th Edition is: “The total area of finished, above-grade residential space excluding unheated areas such as porches and balconies; the standard measure for determ ...
Wondering who is this Fannie Mae person that your real estate agent always mentions when the subject about mortgage is brought up? Fannie Mae is not a person, nor a Woody Allen female character – but the way people commonly refer to The Federal National Mortgage Associatio ...
The Loan-to-value ratio (LTV) is a calculation that measures how much you need to pay for a mortgage (loan) in relation to how much the asset you are borrowing money for is worth. In real estate is important to note that to determine the “value” part of the loa ...
The definition of the price-to-rent ratio is very important for real estate investors. This ratio is a measurement for the affordability of a particular rental property and tells investors whether it is better to buy or to rent in a certain geographic area. As the definition say ...
Here you are asking us: “Do I have a lien on my home?” We don’t know. Do you? Here are some of the reasons why one would have a lien on their home: Defaulting. Failing to pay the principal of your mortgage. The lender can apply a lien, put the house in ...
When you hear someone referring to a real estate agent type as a “general agent”, it might seem that someone is calling that agent “basic”, common. Right? But the truth is that general agent is a term that can refer to two other different situations and cl ...
The first answer that comes to mind when someone asks how does where you live affect how you live is: do you have a lot of spare time? Because this one takes a while to answer… Like Karl Marx said, “infrastructure determines the superstructure”—no, we&rs ...
What is a vlog? A video blog (shortened vlog) is a type of blog in which the message is spoken, not written, and the medium is video. It is a form of web television made popular by YouTube. Vlogs cover many subjects and niches, from gardening to real estate, and are usually ent ...
Are you like “OMG! I forgot my mortgage payment! What happens now? Will I have to pay double the value I had to pay?! Are the cops coming to get my house?!” Calm down. It’s not the end of the world. Maybe nothing happens at all! Here’s the deal: some mor ...
When a home is marked “as is”, it means the home seller will not take part on any renovations, will not fix any defects the home buyer might bump into. If the home buyer wants to buy the property, he’ll have to buy it the way the house currently is. However, th ...
Should Friends And Family Hire You As Their Real Estate Agent?
Haven’t you ever been told to keep friendship and business apart? Real estate could be the ultimate test for friendships because money and greed bring out the true character of a human being. The United States of America is the third largest country in the world by surface area, and currently in the third place by population - more than 331 million people. 32% of ...
9 Unusual Ways In Which Water Increases The Value Of Your House
What really increases the price of the house is its location. So, if your house is not on an exotic beach, we will tell you how to bring the sea to your house. Stay with us as we look at the friendly side of the water - the miraculous liquid that makes our planet habitable. Water is both a friend and an enemy in real estate. Leaking faucets, burst pipes, and floodings ...
What Makes A Good Real Estate Agent?
Do you remember what you wanted to become when you were just a child? Boys would say they wanted to become police officers, firefighters or pilots, while the girls would become nurses, teachers or ballet dancers. For kids, the concept of becoming a real estate agent didn’t even cross their mind, unless they have a parent in that field! Many of them, though, possess ...
Home Types Home Buyers Often Overlook
There’s a long distance between “common” sense and “good” sense, and most of the times, when it comes to real estate, “common sense” is just garbage. Do we sound too bitter? We’re sorry. It’s just how it is, and the reason for that is because real estate is constantly changing. Furthermore, because housing is a ...
6 Tips To Better Manage Your Vacation Rental
Do you have a vacation rental? Or do you want to invest in one? Read the following tips to improve your business skills. Wise real estate investments have changed lives for generations. Actually, 45% of real estate investors buy properties with the intent to rent and earn extra money. If you’ve purchased a rental property in an attempt to get rich quickly, you might ...
Innovative Ways To Sell And Buy A House
What do you do when your listed house sits on the market way longer than you anticipated? It’s time to get creative and try some alternative ways to sell your house! According to major listing websites, in 2018, a property spent roughly 68 days on average on the market - a post-recession low. Homes sell twice as fast than in 2010 when 140 days was the average time ...
Why Are There So Many Different Types Of Loans?
Ever since childhood, I have seen the many faces of debt. A big statement, you might think, but my parents’ debt greatly impacted my life. When I look around, however, not everybody talks about debt as a dreadful experience. Why? Because they knew which loan to choose from so many different types of loans. And even if they have a hard time with their payments, they ...
Most Common Homeowners Insurance Claims
Are you in the midst of closing your homeowner’s insurance? Trying to save every little penny figuring all the insurance questions we always ask ourselves? Do I need Flood Insurance? What about earthquake? Is there any end in sight for this eternal money spending?Although we do recommend getting the most comprehensive homeowners insurance you can, let us ...
Benefits Of Owning A Home Vs. Renting
Do you want to make a conversation with your friends more interesting? Start talking about the benefits of owning a home vs. renting one and you will see how many different opinions there are. Everybody will take sides, and at the end of your fight - because it’s very likely it will degenerate - you will still be left wondering what the pros and cons of buying a ...
Questions To Ask When Buying A Condo For The First Time
When my mother bought her first condo, she didn’t listen to anyone, not even to me, her own son. She was all by herself. Three years later, unable to keep up with the payments, she was forced to move out and recovered less money than she’d expected. I was crying inside because I couldn’t help her. Hopefully, you will let me help you avoid the same pain ...