White List States


Definition of "White list states"

Denise Dutson real estate agent
Denise Dutson Kinlin Grover Real Estate

States that allow the placement of surplus lines only with insurance companies that the states have approved.

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Cumulative Trend Method

Approach to derive trend lines that can be applied to rating insured losses. Other methods require substantial preliminary operations to solve systems ...

Written Business

Insurance for which (1) an application has been filed but the first premium has not yet been paid or (2) a life insurance policy that has not yet been ...

Replacement Car

Automobile purchased or leased by the insured or the insured's spouse that takes the place of the insured or the insured spouse's present car as cover ...

Burning Cost Ratio (pure Loss Cost)

Ratio of excess losses to premium income. Excess losses are those that a reinsurer is responsible for if its coverage is in effect during the period u ...

Ocean Marine Insurance, War Risks

Coverage on cargo in overseas ships for war-caused liability excluded under standard ocean marine insurance. Not covered is cargo awaiting shipment on ...

Expiration Notice

Written notice to an insured showing date of termination of an insurance policy. ...

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