Conditional Offer

Definition of "Conditional offer"

Offer to buy real estate provided certain conditions are met.

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First Loss Retention (deductible)

Same as term Excess of Loss reinsurance: method whereby an insurer pays the amount of each claim for ...

Long-term Disability Income Insurance

Coverage that provides monthly income payments for as long as an insured remains disabled. The insur ...

Outpatient

Individual receiving medical treatment who is not required to be hospitalized overnight. ...

One To Whom A Gift Or Bequest Is Made.

Property having an easement right through another adjoining property. The property through which th ...

Discretionary ARM

An ARM on which the lender has the right to change the interest rate at any time, for any reason, by ...

Modified Prior Approval Rating

Form of state rating law that requires prior approval of property and casualty insurance premiums by ...

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What Is An Assessed Value?

The public tax assessor value of a property as determined for the purpose of taxation. ...

What Is A Housing Ratio?

A housing ratio is the percentage of your housing payment (principal, interest, taxes, and insurance ...

What Is A Buyer’s Agent?

An agent hired by buyers to help them find and negotiate the purchase of a home. This agent works fo ...

What Is An Origination Fee?

An origination fee is a fee paid to a lender for processing a loan application. ...

How Much Will My Principal Be?

This calculator figures your principal balance after any number of payments. Input the beginning pri ...

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A down payment is the money you pay up front for the purchase of a home. ...

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FAQ

What do I need to know about Individual Health Insurance? What is a buydown? What is depreciation? Why do people refinance? What if the computer I want to insure is homemade or custom-built?