Coverage that provides for replacement of damaged or destroyed property on a new replacement cost basis without any deduction for depreciation. This i ...
Selection of restricted random samples in order to obtain a more accurate estimate of the expected loss (mean) than could be obtained by the selection ...
Assets permitted by state law to be included in an insurance company's annual statement. These assets are an important factor when regulators measure ...
One that combines the two forms of ownership, stock and mutual. A stock insurance company is owned by stockholders, whereas a mutual insurance company ...
Addition to a personal automobile policy (pap) that covers an insured who is involved in a collision with a driver who does not have sufficient liabil ...
Choosing the auto insurance requires consideration of manyfactors- Take into account everything you own and the reasons to protect them. The year of ...
Your motor home can be both your transportation and your home away from home. So like your auto and your home, you need to safeguard it with the prope ...
You need an insurance policy that is tailored in your needs in mind. Take liability for example. Guest passenger liability helps protect you bodily in ...
You need separate coverage for the variety of risks you face when storing, launching, hauling or running your seaworthy vessel. Boats, and other water ...
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