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Situation in which parties agree to take part in a structured settlement negotiation through the guidance of a neutral expert. By participating in this process, the parties do not agree that they will actually settle and the mediator does not have the authority to impose such a settlement. The mediation process may be terminated at any time without cause by either party. The advantage of this process includes the claimant's ability to have quick settlements, thereby enabling the claimant to pay medical bills and to replace lost wages.