Underwriting Gain (loss)


Definition of "Underwriting gain (loss)"

Patricia Chapa real estate agent
Patricia Chapa, Real Estate Agent Smart Group, REALTORS®

Profit (deficit) that remains after paying claims and expenses. Insurers generate profits from underwriting and from investment income. Their chief business is insuring against risks for a profit, and one measure of success is whether there is money left after paying claims and expenses. This amount, if any, is their underwriting gain.

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