Underwriting Gain Loss


Definition of "Underwriting gain (loss)"

Patricia Chapa
Patricia Chapa Smart Group Realtors

Profit (deficit) that remains after paying claims and expenses. Insurers generate profits from underwriting and from investment income. Their chief business is insuring against risks for a profit, and one measure of success is whether there is money left after paying claims and expenses. This amount, if any, is their underwriting gain.

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