I Persona

When the return on borrowed funds exceed the after-tax interest cost. It is profitably using other people's money. ...

Any permanent development that has been made to a parcel of land. Improved land features include whether the land has fruit bearing trees or crops producer by labor, landscaping, or ...

Same as term real estate investment trust (REIT): Type of investment company that invests money in mortgages and various types of investment in real estate, in order to earn profits for ...

Contractual provision describing the terms under which coverage may be terminated. An insured or insurer may cancel a policy before its expiration date. Generally, a written notice of ...

Act of postponing a closing for another day or place. Adjournments of closing can occur for a variety of reasons including the lack of an appropriate closing statement, one or more parties ...

Interpreting the objective of a testator in his or her will. The disposition of the testator's estate must be untreatable or it could be legally challenged. ...

Right to an item belongs to the public at large so anyone can use it. An example is a real estate software program that is publicly available by an electronic bulletin board service. ...

Transfer of personal property via a will as a gift to the recipient. ...

Maryland is one of the smaller states of America that really stands out for its beauty and diversity. Different types of climates make for different types of flora, therefore, in Maryland, ...

If you never heard of Bluffton SC you should know that it is considered to be one of the best Lowcountry towns in South Carolina. Located in Beaufort County between Hilton Head Island and ...

The state of Florida, also known as the Sunshine State, is the second most visited state in the USA, right next to California. Spanning from luxurious estates to impressive coastline ...

Central North Carolina is home to the Piedmont Triad region, where the city of High Point is located. With a population of 110,000 people and growing, the city extends into four counties, ...

A qualifying ratio is the percentages a lender compares to see whether you qualify for a loan. ...

Whether you are a hardworking blue collar tradesman or a wealthy white collar banker, when you’re buying a house, there’s one thing on your mind: how much is it going to cost ...

A rate lock is a commitment issued by a lender to a homebuyer or to the mortgage broker guaranteeing a specific interest rate for a specified amount of time. ...

For a few years now, the state of Texas has been at the top of the list of states that had the largest numerical growth in population. With a population of about 2.34 million people, the ...