Energy-release Theory (of Accident Causation)

Definition of "Energy-release theory (of accident causation)"

Method, developed in 1970 by Dr. William Haddon, Jr., of classifying and preventing damage caused by accidents. The thesis is that accidents are caused by the transfer of energy with such force that bodily injury and property damage result. According to Dr. Haddon, strategies can interrupt or suppress the chain of accident-causing events. These strategies revolve around control and prevention of buildup of energy that is inherently injurious; creation of an environment that is not conducive to injurious buildup of energy; and production of counteractive measures to injurious buildup of energy.

image of a real estate dictionary page

Have a question or comment?

We're here to help.

*** Your email address will remain confidential.
 

 

Popular Insurance Terms

Law, in several states, establishing a fund to guarantee benefits under policies issued by insurance companies that become insolvent. ...

Requirement that an individual must withdraw a minimum sum annually from retirement savings that have accumulated on a tax-deferred basis. This withdrawal must begin by April 1 of the year ...

Provision in an insurance policy that states the monetary value of each piece of property to be insured. ...

Standard property-liability insurance premium set by a rating bureau for a particular class of risk. ...

Unfriendly fire not confined to its normal habitat. For example, fire in the fireplace leaps onto the sofa. Property contracts protect against damage from a hostile fire, not from damage ...

Investment risk associated with the relationship between the yield (interest, dividends, and capital) of financial instruments and the rate of inflation in the economy. For fixed income ...

Same as term Mortality Table: chart showing rate of death at each age in terms of number of deaths per thousand. ...

Coverage usually provided as part of the special Multiperil insurance (smp) policy, generally replaced by the commercial package policy, through the attachment of the Blanket Crime ...

Actuarial method of crediting retirement benefits earned and the costs associated with these earned retirement benefits. An increment (unit) of benefit is credited for each year of ...

Popular Insurance Questions