Living In Port Charlotte, Florida

Homebuyer tips

Written by

Andrei Geist

Published date:

Updated: Feb 28, 2024 by

expensive waterfront house

For decades, Florida has been a popular destination for well-to-do home buyers seeking a decadent, luxurious lifestyle, a temperate climate and a long list of activities that can be enjoyed year round. If this is the life you’re searching for, then we’ve got the perfect place for you: the beautiful community of Port Charlotte FL.


As those seeking out a new place to call home will quickly realize, living in Port Charlotte Florida is one of the most attractive prospects a homebuyer can possibly look forward to. From every point of view, this community has a simply astounding list of things to offer members of virtually every demographic. Honestly we’re stunned that more people haven’t heard of this exceptional community! 


If you’re looking for a new place to call home, living in Port Charlotte Florida might be right for you. This community has a lot of things going for it, from its long list of things to do to its low crime rates and excellent real estate market, all of which make living in Port Charlotte a wonderful experience. Let’s take a closer look at what living in Port Charlotte Florida is like, and see what all the fuss is about!


All about Port Charlotte

Port Charlotte is a mid-sized unincorporated area in South Florida, located between Miami and Tampa. With a population of just over sixty thousand residents, this town is what many would consider the perfect size; not so big that everything is crowded and noisy, but not so small that there isn’t anything to do.


As for its demographics, most of the people living in Port Charlotte Florida are members of families or are elderly retirees, giving the community something of a sleepy but charming atmosphere. Most residents are warm and friendly, welcoming new arrivals to their quickly growing community. This is one of the most distinctive markers of the community, and anyone who visits will quickly find this out!


Like most other places in Florida, Port Charlotte benefits from mild winters and very warm summers, making it one of the top destinations for retirees. With several immaculate beaches nearby, residents are quick to spend much of their time making merry on the sands and in the waters of the Gulf of Mexico, a pastime any of the residents of Port Charlotte are free to enjoy.


The community of Port Charlotte also is home to a wide variety of excellent attractions, regardless of how you enjoy spending your time. With this much variety, there’s no way you’ll find yourself bored once the weekend arrives!


Things to do in Port Charlotte

happy laughing couple on the beach

While we’re on the subject of attractions in this community, let’s take a look at some of the ways you can stay busy when you’re living in Port Charlotte Florida. From outdoor activities like kayaking, beach sports and swimming to more laid-back pastimes like golfing and fishing, there’s plenty to go over.


The undeniable crowning glory of Port Charlotte is its long list of nature preserves and exquisite natural areas. This community lies in the heart of one of the most naturally beautiful geographic areas in the state, and those who doubt this need only venture outside the bounds of the community’s borders. What you’ll find there can only be described as being unfathomably, exceptionally gorgeous!


To give you a better idea of what you can expect in terms of leisure activities before moving to Port Charlotte Florida, we’ll be separating our favorite activities in Port Charlotte into two categories: things to do on the water (either its surface or its shore) and things to do on land. There’s a lot to cover, so we won’t waste time; let’s get into it!


On the water

If you’ve got the aquatic gene, you know how much fun it can be to spend a day or two on or near the water. With waves crashing and the sun shining, any place with some water and sand is the happiest place on earth. Whether you’re a swimmer, kayaker or fisherman, there’s no doubt you’ll be able to find something for you when living in Port Charlotte FL!


If you’re an angler, then you’ll be right at home in Port Charlotte. The waters surrounding this community are stocked to the brim with a wide variety of different quarries from redfish and blackfish to grouper and pike, with a plethora of excellent fishing spots to boot. Don’t take our word for it; after you spend a day or two on or by the water in Port Charlotte, you’ll be sold!


If you prefer a more passive role in your leisure-time activities but still love the water, don’t worry: Port Charlotte has what you’re looking for. There are several excellent beaches and boat ramps in this community, so kayakers and sunbathers alike can spend an hour or five on the sand or the sea.


If you own a seafaring vessel such as a sailboat, yacht or catamaran, there are a number of full-service marinas and free-to-use boat ramps that will be of great service to you if you decide on living in Port Charlotte FL. Whether you’re a married, career oriented professional or retired senior, living in Port Charlotte is simply great from all perspectives!



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On land

golfer hit sweeping ball

But don’t let its wide variety of water-adjacent activities fool you; Port Charlotte has just as many activities inland! From golf to hiking to birdwatching and sightseeing, there’s no shortage of things to keep you busy during your free time. We’ll explore some of the options at your leisure when visiting this community, but this article isn’t long enough to encompass all of them. You’ll just have to take us at our word when we say that there’s more than enough to keep you busy!


To start with, you might visit the Peace River Botanical & Sculpture Gardens, a collection of tastefully curated sculptures and botanical displays. The natural peacefulness of this place is a treat for tired minds and bodies, providing visitors with a great way to relax and unwind from the stress and frenetic action of modern-day life.


If you prefer something a bit more physically engaging, you could visit one of the many golf courses and clubs located in Port Charlotte. These refined, sophisticated gatherings offer a combination of sportsmanship, service, and society that can’t be beaten. Combine that with the beautiful local scenery and you have yourself a winning combination!


There’s no shortage of additional ways to spend your free time on land while living in Port Charlotte Florida. From its vast natural preserves to its many modern amenities and conveniences, this is simply a beautiful, comfortable and welcoming place to call home. After you spend a month or two living in Port Charlotte Florida, you’ll wonder why you didn’t move here years ago!


Moving to Port Charlotte

If you want to make the community of Port Charlotte your home, we don’t blame you. This community has a long list of positive attributes that would be enough to make any other town jealous! We’ve talked about the casual attractions of the community; now let’s get down to business and take a look at the practical side of things.


Port Charlotte Florida real estate

If you are looking to buy or rent a home in Port Charlotte, let us be the first to tell you that this community is an excellent place to do just that! This market is home to some great selling points, from its low median home price to its outstanding investment opportunities and low cost of living. If you want to find out more, keep reading!


Let’s start with the average home price in Port Charlotte. In 2019, this number was a cool $212,000, significantly lower than the national average of $240,000. This means that Port Charlotte is a great place for home buyers with limited budgets, as the amount required to buy a home is significantly lower than it is in many other places across the country.


But don’t let the low median home price fool you: Port Charlotte is also a great place to invest! Unlike in many other cities with similarly low median home prices, Port Charlotte is rapidly growing in size, and property in the area has appreciated rapidly in value over the past several years. If you invest in a home here, your money will be well spent!


For those who are concerned about the possibility that they won’t be able to sell their home should they seek to relocate, we need only cite the statistics once again. Port Charlotte Florida real estate is in extremely high demand, and on average sells at or only slightly below market price. What’s more, most properties spend a below-average amount of time on the market, so you won’t have to sit around and wait for very long if you’d like someone to buy your home!


If you’re interested in purchasing a home in this charming community, then you’ll need to get in touch with one of the real estate agents in Port Charlotte FL. These skilled, professional realtors are your best choice when it comes to finding a home in the area. There is no one better suited to the job than they are!


Port Charlotte Florida crime rates

crime and violence handcuffs

Another great thing about Port Charlotte is its low crime rates, something which will ease any fears you might have had about moving here. If you’re concerned about your personal safety or that of your family, you’ll be happy to know that crime rates in Port Charlotte are among the lowest in the state. With a public safety record that is as unimpeachable as its reputation as a great place to live, you can rest assured that you’re safe here.


Let’s start with violent crime. The violent crime rate in Port Charlotte is an impressively low 2.6 incidents per 1,000 residents, as compared to the national average of 4 incidents per 1,000 residents. This is due in large part to the professionalism and efficacy of the law enforcement community in Port Charlotte and active community outreach efforts.


Property crime rates are also very low, at just under 12 incidents per 1,000 residents, less than half the national average of 24 incidents per 1,000 residents. Your chances of becoming a victim of this type of crime can be lowered even further by implementing common-sense anti-crime measures in your personal life.


With this data taken into account, we think it’s safe to say that those who have concerns for their own safety or that of their families will feel safe and secure in this warm, friendly community. If you’re looking for a new place to call home, you should definitely take this into consideration before making your decision.


Another thing you’ll likely want to consider is the average household income of this area and how it affects crime rates. With relatively equitable income distribution figures across the board, many of the complex socio-economic factors that contribute to high crime rates in other cities are simply absent here. Who would have known that Port Charlotte FL crime rates are actually just one more reason to move here?


Port Charlotte Florida job market

young trendy teamwork

Another great thing about the community of Port Charlotte is its excellent job market. There is a wealth of opportunities available for hardworking, committed individuals, and anyone seeking a job should have little trouble finding one. Whether you’re a skilled professional with years of experience or a fresh faced tradesman looking for an honest day’s pay, you’re sure to find what you’re looking for here.


If you are a skilled professional, you’ll be happy to learn that jobs are surprisingly easy to come by. The community of Port Charlotte is growing rapidly, and with every new business that opens up, job opportunities are created. Anyone with a college education or professional certification should not have any trouble finding employment.


For tradesmen and unskilled workers, things may be a bit more difficult, but anyone with a good work ethic and a can-do attitude should be able to carve out a career for themselves. The service, restaurant, and hospitality industries provide blue-collar workers in Port Charlotte with a wide variety of job opportunities, many of which offer excellent upward mobility and extensive career opportunities.


As a manual laborer, the most lucrative work you’re likely to find is in the construction sector. As a constantly expanding unincorporated community with a large population of retirees, property development and sales are all the rage and present a constant source of income for anyone motivated enough to pursue it. It may be difficult, but if you’ve got your heart set on living in Port Charlotte Florida it will just have to do!


Those with some education and professional experience are also likely to find a substantial measure of success in the real estate sector. Although obtaining the appropriate certification and training can be a daunting goal, it’s quite a bit easier than you might think. Once you’ve got the appropriate qualifications, you’ll find that this is one of the best ways to make money while living in Port Charlotte Florida!


Port Charlotte Florida cost of living

woman using pen writing on bank

Another important metric that must be taken into consideration when choosing a new place to live is the local cost of living. While this rarely deviates too greatly from the average cost of living for the state, the larger the city in question is, the more likely it is to be an exception to this rule. So what can you expect from the Port Charlotte Florida cost of living? Let’s find out!


The first thing we’ll discuss is the cost of housing in Port Charlotte. This is without a doubt the single largest expense that you’re likely to incur on a month-to-month basis, either with rent or mortgage payments. As we discussed earlier, homes here are less expensive to purchase than the national average. Those who plan to rent should however be aware that the average rent price per month is $1,800. If you have the money, you should consider buying instead.


Aside from housing costs, you’re also likely to encounter large utility bills in the summer. In spite of the fact that the weather here is more temperate on average, the midsummer months often reach temperatures substantially higher than the national median. This means running the central air conditioner 24/7 and racking up energy bills that are high enough to raise the hair on the back of your neck!


The cost of living in Port Charlotte Florida is, on the other hand, a lot cheaper on a day-to-day basis than many other cities of similar size in other parts of the state. Food, for example, is a lot less expensive here, whether you’re eating out or eating in. Other miscellaneous expenses are also likely to be significantly cheaper due to a plethora of complex factors.


Lastly, automotive fuel is somewhat cheaper than the state average, albeit not dramatically so. You can expect to save a reasonable amount when refueling in Port Charlotte when compared to refueling in Miami, Tallahassee, Tampa or any number of other larger cities throughout the state. You might not be saving a ridiculous amount of money, but those on a budget will no doubt take heart at this. 


Education in Port Charlotte Florida

child face mask going back school

Finally, we’ll be exploring an aspect of Port Charlotte that will likely be of great importance to those with families: the education system. As any parent already knows, the educational journey of their child is of the utmost importance in their development and career prospects in the future. This being the case, you’re likely curious as to what kind of education system Port Charlotte is home to. Let’s find out!


For starters, schools in Port Charlotte Florida are well funded and well equipped. Due to the above-average household income numbers present in the area, you’ll find that every public school in the community is home to modern buildings, a wide variety of amenities and state of the art learning environments.


The excellent funding also ensures that the teaching and administration staff on the campuses of all of Port Charlotte’s schools are highly qualified and well paid. You’ll find that all members of the faculty at virtually every school in the area are at the top of their game and the top of their field, ready and willing to give your child the best education a parent could ask for.


This is amply reflected in the performance of students at each of the schools in Port Charlotte, scoring excellently in standardized tests from K-12. College acceptance rates are also thoroughly above average for high school students studying in the area, with many going on to achieve admission to the best and most prestigious institutions of higher learning.


Finally, those who are financially or institutionally disadvantaged will be able to benefit from a number of social assistance programs exclusive to this community. This can come in the form of everything from grants for school supplies to financial aid for food and/or transportation. This community does not let anyone down! 



With all of these things going for it, we think it’s safe to say that Port Charlotte has a little something for everyone. No matter what your interests, home buying budget and professional background are, if you’re looking for a place to call home, you might just find it in the charming community of Port Charlotte FL. Who knows? Before long, you might just be calling this friendly locale your home!


Thanks for reading the article, we hope you enjoyed it. If you want to ask a question or leave some feedback on how we can improve, feel free to leave us a comment in the comments section below! We love hearing from our readers, so you can count on a timely reply to any comments or questions you may have!

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